Common Benefits Of Commercial Property Insurance
Posted: August 4, 2020
Common Benefits Of Commercial Property InsuranceOwning commercial property carries significant risks, which is one reason many businesses elect to lease rather than own. Fire, theft, and natural disasters such as tornadoes and hurricanes can have a heavy financial impact. Commercial property insurance is designed to help mitigate the risk of owning commercial property. What Types Of Protection Does Commercial Property Insurance Provide? When a commercial property is leased or rented,...
What If My Beneficiary Can’t Claim My Life Insurance Money?
Posted: July 22, 2020
What If My Beneficiary Can’t Claim My Life Insurance Money?Many people purchase life insurance policies to provide for a spouse and children. But what happens if your death arrives while your children are still minors? In that case, the life insurance company cannot pay out benefits until the court appoints a guardian for your minor children. That can be a lengthy process, requiring attorney fees and court costs. Similar problems could arise if your...
Does Workers’ Comp Cover Work-Related Accidents Outside The Workplace?
Posted: July 19, 2020
Does Workers’ Comp Cover Work-Related Accidents Outside The Workplace?Most states in the U.S. require all employers to carry workers’ compensation insurance to cover employees in case of work-related injuries. What if a worker is injured in an accident that occurs at a location other than the job site or workplace? Generally, if the employee was acting in the course of his or her employment when the accident occurred, the incident will be covered...
Understanding The Major Types Of Life Insurance Plans
Posted: July 7, 2020
Understanding The Major Types Of Life Insurance PlansIf others are depending on you as a breadwinner, it only makes sense to have life insurance to protect your family. But shopping for a policy can be a complicated process. Several different types of life insurance are available, which means you have a variety of options from which to choose. Our experienced agent can help you find a life insurance policy that suits your...
Is My Small Business Big Enough For Key Person Insurance?
Posted: July 4, 2020
Is My Small Business Big Enough For Key Person Insurance?Any business, large or small, may need key person (key man) insurance. If you are starting with a small business, your focus is likely to be on pressing matters, such as getting your product or service out, hiring the right people, managing your expenses, and paying the bills. Buying key person insurance may not be the most urgent item on your agenda, but it can...