Do I Need Specialty Disaster Insurance If I Already Have Commercial Property Insurance?
Posted: January 4, 2020
Do I Need Specialty Disaster Insurance If I Already Have Commercial Property Insurance?Every business needs commercial property insurance. It protects your building and property inside the building, as well as fences, outdoor signs, and other exterior fixtures. But if you live in a flood zone or an area prone to earthquakes or other natural disasters, commercial property insurance may not be enough. You may need to purchase additional specialty disaster insurance to provide the protection your business...
Three Uncommon Life Insurance Scenarios
Posted: December 22, 2019
Three Uncommon Life Insurance ScenariosIn most cases, when the insured on a life insurance policy dies, the proceeds are paid out to named beneficiaries without a hitch. However, you should be aware of certain unusual scenarios that could occur. Speak with our knowledgeable agent for professional help in avoiding potentially tricky situations with your life insurance policy. Beneficiaries & Insured Persons Die At The Same Time It is not...
Understanding Kidnap & Ransom Insurance
Posted: December 19, 2019
Understanding Kidnap & Ransom InsuranceKidnapping for ransom is a lucrative business for perpetrators and more prevalent than you may think. The Insurance Information Institute (III) reports that kidnapping for ransom is on the increase. Prime targets are wealthy businesspeople and their families, professionals traveling abroad, journalists, and aid workers. Most kidnappings of Americans for ransom or extortion occur in Mexico, Columbia, Central or South American countries, parts of Africa,...
Liquor Liability Insurance Vs. Brewery, Vineyard, and Distillery Insurance
Posted: December 4, 2019
Liquor Liability Insurance Vs. Brewery, Vineyard, and Distillery InsuranceBoth the popularity and number of craft breweries, vineyards, wineries, and distilleries are on the rise in the U.S. However, these types of businesses can have complicated insurance needs. Any establishment that has a tasting room or serves alcohol needs liquor liability insurance, but that is only the beginning of the coverage you may need. Our knowledgeable agent can help ensure you have the right...
What Happens To My Mortgage Protection Insurance If I Sell My House?
Posted: November 22, 2019
What Happens To My Mortgage Protection Insurance If I Sell My House?When you purchase a home, you are likely to get offers for mortgage protection insurance, a type of life insurance that will pay off your mortgage in case you die or become disabled. This provides protection for your family if you are no longer there or no longer able to work to pay the mortgage. If you die, with some policies, the proceeds go directly...